根據法例要求,業主立案法團第三者責任保險的承保範圍無須包括第三者財物損失,但法團也可考慮為第三者財物損失投保,而此項保障之投保人可包括業主立案法團、互助委員會、物業管理公司及建築物管理代理人等。 |
投保大廈管理的公用部分發生第三者財物損毀的法律賠償,可附加以下保障: |
1.因廣告標誌或裝飾所引致的責任 (或設每年最高保額) |
2.因更改、維修、修補及增設大廈設施所引致的責任 (須符合保單規定的每張維修工程合約的總金額上限) |
3.停車場範圍內的責任 (或設每年 / 每宗事 /每部車輛故最高保額) |
另外,大廈保險的作用是減低大廈管理組織和業主所承擔的風險。所以除了強制性的保險以外, 我們亦建議法團應按照大廈的管理需要,投保財物損毀或損壞而 導致的經濟損失。請即填寫新華保險的報價查詢表格,讓我們為貴客戶提供有效的風險管理建議。 |
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