(一)因戰爭、叛亂、內亂、或被征用所致者。
(二)因核子分裂或輻射作用所致者。
(三)因罷工、暴動、民眾騷擾所致者。
(四)因颱風、暴風、洪水、閃電、雷擊、地震、火山爆發、海嘯、土崩、岩崩、地陷等
天然災變所致者。
(五)因要保人或被保險人之故意行為所致者。
(六)因被保險人經營或兼營非本保險契約所載明之業務或執行未經主管機關許可之業務
或從事非法行為所致者。
(七)各種形態之污染所致者。
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