以下為團體意外保險主要不受保項目之概略,詳細內容請參閱保單: |
1.因戰爭、內亂、革命而引致的任何事故 |
2.精神病、性病、愛滋病 |
3.自殺或蓄意自殘 |
4.酗酒或濫用藥物 |
5.懷孕或有關事項 |
6.航空活動(但以付票客人身份乘搭民航機除外) |
7.參與職業性體育運動或危險性活動 |
8.從事警務、消防或軍人工作 |
9.戰爭或類似風險 |
10.核能或輻射引致之傷害 |
11.恐怖主義、暴亂活動(部份保險公司可提供「恐怖主義」引致 |
以下為第公眾責任保險主要不保事項之概略,詳細內容請參閱保單: |
1.任何根據《僱員補償絛例》(第282章) 的索償 |
2.任何因有關違例建築工程或街道工程/建築物而產生的法律責任 |
3.任何因給與專業或其他性質的意見、服務或治療而產生的法律責任 |
4.任何因受保人的承建商所引致的法律責任 |
5.對受保人擁有或由其控制的財物損毀,承保人不會作賠償 |
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