承保範圍

AIA / Protect Elite Ultra 3 加裕智倍保3

• Provides coverage for Life, Critical Illness, Early Stage Critical Illness and Severe Child Diseases all in one plan with attractive savings elements
• Cover 58 Critical Illnesses, 44 Early Stage Critical Illnesses and 13 Severe Child Diseases
• Provide extra death and critical illness benefit in first 10 Policy Years with Coverage Booster
• Provide Selected Critical Illness Shield Benefit, covering multiple cancer, heart attack and stroke
• Provide first-in-market “Cancer Treatment Flexi Option”, giving the option to shorten the cancer waiting period to 1 year by claiming 50% initial sum assured
• Provides extra benefits of “Waiver of Premium on Death (Parents/Spouse)”, “Serious Infectious Disease Protection Benefit”, “Super Lifestage Option” and “Cover For Undetected Congenital Conditions” which are all first-in-market in Hong Kong
• Super Lifestage Option: An option to purchase an additional life protection insurance plan without requiring further health information upon any of the milestone events
• United States Dollar as the policy currency
• Premium payment period: 10-year, 18-year, 25-year and 30-year
• The premium is level but not guaranteed
• Issue age 15 days – age 65 subject to premium payment term

Brochure (download Eng / Chi)

AIA Flash (download Chi)

 

Proposal Sample

1. Smoker

2. Non-Smoker